Unlock Your Home's Equity
Get Cash in 5 Days
Access up to $400,000 from your home’s equity with competitive rates and a 100% online application process.
No hidden fees. No hassle.
Helping Homeowners Build Wealth Through Equity
See your personalized offer in minutes with no impact to your credit score. With a digital HELOC, you can level up your financial health by leveraging your greatest asset: Your home.
Up to $750K in 5 Days
100% Online Application
Soft Credit Pull
No Restrictions
Home Improvements
Use the equity you've earned to improve your home's value and your lifestyle.
Business Investment
Fund your next venture and grow your wealth using your home's equity."
Major Purchases
Make your biggest dreams happen now by tapping into your home's equity.
What is a HELOC?
A home equity line of credit is a revolving line of credit secured by your home that gives you flexible access to cash based on your home’s equity. You only pay interest on what you use.
What documents do I need to apply?
Typically you’ll need proof of income (pay stubs, tax returns, or bank statement), a government-issued ID, proof of homeownership, and your most recent mortgage statement.
What credit score do I need?
Generally a minimum credit score of 620 is required, though higher scores may qualify for better rates. We use a soft credit pull so checking won’t affect your score.
How is my home's value determined?
Your home’s value is determined through an automated valuation model (AVM) or a property appraisal. Most of our HELOCs do not require a full appraisal.
What is the draw period?
The draw period is the time you can actively borrow from your HELOC. Your draw period is 10 years, during which you can borrow, repay, and borrow again as needed.